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| DOCUMENTS
NEEDED TO AVAIL HOME LOANS, FOR .... |
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SALARIED INDIVIDUALS
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| 1. Salary slip/Form 16
A. |
| 2. A photocopy of the
first and last pages of Ration card or copy of PAN/Telephone/Electricity
bills. |
| 3. A photocopy of Investments
(FD Certificates, Shares, any fixed asset etc. or any other documents
supporting the financial background of the borrower. |
| 4. A photocopy of LIC
policies with the latest premium payment receipts (if any). |
| 5. Photographs (as applicable). |
| 6. A photocopy of bank
statement for the last six months. |
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| SELF
EMPLOYED / BUSINESS MEN |
| 1. A brief introduction
of Business/Profession. |
| 2. Balance Sheet, Profit
and Loss account and statement of income with Income Tax returns for
the last 3 years certified by a CA. |
| 3. A photocopy of Advance
Tax payments (if applicable). |
| 4. A photocopy of Registration
Certificate of estatblishment under shops and Establishments Act/Factories
Act. |
| 5. A photocopy of Registration
Certificate for deduction of Profession Tax (if applicable). |
| 6. Bank statements of
Current and Saving accounts for the last 6 months. |
| 7. A photocopy of Certificate
of Practice(if applicable). |
| 8. A photocopy of any
bank loan (if applicable). |
| 9. A photocopy of the
first and last pages of the Ration card or a copy of PAN/Telephone/Electricity
Bills. |
| 10. A photocopy of LIC
policy (if applicable). |
| 11. A photocopy of investments
(FD Certificates, Shares, any other fixed asset). |
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IF
A FLAT IS PURCHASED FROM BUILDER |
| 1. Original copy of your
agreement with the builder. |
| 2. 7/12 extract or property
register card of the land under construction. |
| 3. Index II extract of
your agreement with the builder. |
| 4. Copy of N.A. permission
for the land from the collector. |
| 5. Search and title report
(with the details of documents) for the last 30 years. |
| 6. Development agreement
between the owner of land and the builder. |
| 7. Copy of order under
the Urban land Ceiling Act. |
| 8. Copy of building plans
sanctioned by the competent authority. |
| 9. Commencement certificate
granted by Corporation / Nagar Palika. |
| 10. Building completion
certificate(if available). |
| 11. The latest receipts
of taxes paid. |
| 12. Partnership
deed or memorandum of association of the builders firm. |
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IF
THE PROPERTY IS PURCHASED IS IN A CO-OP. SOCIETY |
| 1. Original share certificate
of the Society. |
| 2. Allotment letter from
the society in your name. |
| 3. Copy of the lease deed,
if executed . |
| 4. Certificate of the
registration of the society. |
| 5. Copy of the byelaws
of the society. |
| 6. No objection certificate
from the society. |
| 7. 7/12 extract or property
register card in the society's name. |
| 8. Copy of N.A permission
for the land from the collector. |
| 9. Search and title report(with
the details of documents) for the last 30 years. |
| 10. Copy of order under
the Urban Land ceiling Act. |
| 11. Copy of the building
plans sanctioned by the competent authority. |
| 12. Commencement certificate
granted by Corporation / Nagar Palika. |
| 13. The latest receipts
of taxes paid. |
| 14. Original
Agreement to assign / Deed of assignment. |
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IF CONSTRUCTING
ON OWN LAND |
| 1. Original sale deed
of land and extract of Index II. |
| 2. 7/12 extract or property
register card in your name. |
| 3. Copy of N.A. permission
for land from the collector. |
| 4. Search and title report
(with the details of documents) for the last 30 years. |
| 5. Copy of order under
Urban Land Ceiling Act. |
| 6. Copy of the building
plans sanctioned by the competent authority. |
| 7. Building permission
granted by Corporation / Nagar Palika. |
| 8. The latest
receipts of taxes paid. |
| 9. Estimate of cost of
construction certified by the architect. |
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